Why Hospital May Decline Insurance or Medicare for Accident Injuries

Depending on the type of injuries an accident victim experiences, they may seek medical treatment at a hospital. After receiving medical care at a hospital, the victim may learn that the hospital refuses to accept their health insurance or Medicare to cover the costs of the care. Hospitals generally do this because insurance companies may reduce the amount of the bill. The hospital might decline a patient's health insurance, and then seek payment directly from the patient. However, most of the common health insurance companies have contracts with hospitals that relieve an insured patient's obligation to pay the bill if the hospital refuses insurance coverage after the insured requests payment be processed through insurance. This can be a powerful negotiating tool as Raleigh accident lawyer Brent Adams explains in this video.