In North Carolina, employers who maintain three or more employees must maintain workers' compensation insurance. This is mandated in the North Carolina Workers' Compensation Act. Some businesses try to cut costs and do not comply, but how can state officials find out which businesses are fraudulent?
The North Carolina Industrial Commission released a new online system that offers fraud alerts of employers. The new tool is called the Noncompliant Employer Targeting System (NETS) and analyzes information to determine which employers are likely candidates of fraud.
Earlier this year NETS lead to the discovery of a half dozen fraudulent employers in Guilford County, more investigations are active state-wide.
Even though businesses think they are saving money by not paying an annual workers' comp insurance premium, they could have much greater costs if one of their workers is ever injured. The immediate and long-term costs to manage a work injury are unpredictable. Some work-related injuries or illnesses may affect the employee for the rest of their lives. How can an employer afford the medical expenses, pain management, and lost wages their worker is burdened with? Uninsured employers may be directly responsible for covering the cost of an employee's work-related injury.
If you were injured in the course of your work and you discovered your employer does not have workers' comp coverage, you should contact a workers' comp lawyer in North Carolina to review your rights. Our firm has offices in Raleigh, Cary, Dunn, Fayetteville and Clinton and our workers' comp lawyers can also meet with you in your home or hospital room.