If you are totally disabled, Social Security disability benefits may be available. This can help offset your lost wages due to a severe mental or physical condition. While a loss of income due to a disability can cause serious financial hardship, those benefits don’t necessarily address your inability to pay for housing. A Dunn Social Security disability attorney can better explain what types of compensation may be available if you are severely disabled.
Housing Assistance for the Disabled
Unfortunately, the claims process for Social Security can be especially lengthy. With an increasing number of claims and a system that was already backlogged, this can result in some applicants waiting months or a couple of years.
During this time, your disability may prevent you from working. As a result, you may be at risk of not being able to afford where you live. This can be a scary and confusing time for anyone.
The good news is that there may be federal programs available that provide housing assistance. On the other hand, just as there is a long wait for benefits, there is usually a long wait for housing assistance.
The U.S. Department of Housing and Urban Development (HUD) offers the Section 8 housing voucher program and other types of housing assistance. Qualifications may vary, but generally this is only available to those individuals who have children.
The local Public Housing Authority (PHA) is responsible for deciding who is eligible and who isn’t. This may vary from one location to another. Fortunately, those individuals with disabilities tend to be top priority in receiving housing assistance. Of course, a variety of HUD housing programs may be available.
There are generally three types of housing assistance that may be available for a disabled individual:
- subsidized housing (privately owned);
- low-income (public) housing; and
- section 8 housing voucher program.
Applying for Housing Assistance in North Carolina
If you would like to apply for housing assistance in North Carolina, you can visit your local PHA. If you aren’t sure where that is located or you are looking for additional information, you can visit the HUD website.
In addition to the programs mentioned, there are several other opportunities that may provide long-term housing for a disabled individual. The Social Security Administration (SSA) also provides more information on this.
Contacting a Dunn Social Security Disability Attorney
If you are disabled, you likely have a number of concerns that are weighing heavily. Not only are you dealing with a medical condition that is preventing you from working, but you may find your quality of life has been significantly reduced.
On top of that, you may be struggling financially and are worried that you will not be able to afford where you live. In addition to looking into housing assistance, you may have decided to apply for benefits.
The process of doing both can feel overwhelming. It can be difficult to know what your legal rights are. This is where a Dunn Social Security disability attorney may be able to help. They can at least determine if you qualify to receive benefits.
The team of Social Security attorneys at Brent Adams & Associates serves residents in Dunn, Fayetteville, Raleigh and various other cities throughout the state of North Carolina. When you have concerns about your rights to benefits, you should contact a lawyer to discuss your case.
With how complex and time-consuming it can be to seek Social Security benefits, it may be in your best interest to arrange for a free consultation. Contact us today to learn if you have legal options available – 1-800-849-5931 or 910-892-8177.