Social Security Disability Attorney in Dunn Talks about the Benefit Calculator
Talking to a Social Security disability attorney in Dunn can help you learn about the types of benefit calculators available through Social Security Administration (SSA). These calculators can provide estimates regarding the amount of your disability benefits.
Choosing a Benefit Calculator to Determine Disability Payments
During the process of applying for disability benefits, you will likely want to know how much you can expect your payments to be. There are four different types of calculators that you can use.
Keep in mind that these calculations are based on the information you provide. You will be required to enter your earnings. If you don’t put in the correct amount, the calculations won’t be right.
These calculators can’t access your records with SSA. So if you need an accurate earnings amount, look at your statement or call your local office.
Another important thing to remember is these calculations are based on the assumption you have enough work credits. If it turns out you don’t, then you wouldn’t qualify to receive disability benefits.
The first type, Quick Calculator, provides the roughest estimate and doesn’t require much information. All you need to enter is your date of birth and your earnings. However, you do need to be at least 21 years old to use this benefits calculator.
If you are eligible for a pension based on work that isn’t covered by SSA, then your payments could be reduced by Windfall Elimination Provision (WEP). So in this case you would need to use the WEP Online Calculator.
The basic Online Calculator requires more information. It needs not just this year’s earnings, but your complete history. You will also need to put in your date of birth. You are able to project future earnings until you’re expected date of retirement.
The last type, Detailed Calculator, provides a much closer estimate of what your disability payments will be. This will require more information from you and will need to be downloaded and installed on your computer.
Work Credits Necessary for Disability Benefits
In order to be eligible to receive disability benefits, you must have enough work credits. If you are 23 years old or younger, in the three year period prior to the beginning of your disability, you must have earned six credits.
If you are between the ages of 24 and 31, you must have worked at least half the time between the time you turned 21 years old and became disabled. So let’s say you were disabled at 27 years of age, you must have worked for at least three years.
If you are 31 or older, there is a chart that must be referred to which shows the number of credits required. Those between 31 and 42 years old must have earned 20 credits. Thereafter, it generally goes up two credits for each additional two years of age.
Contacting a Social Security Disability Attorney in Dunn
Of course, the best way to figure out how much you may be entitled to receive is by consulting with a lawyer. Before you even take that step, however, you may use the information provided to get an idea of whether you qualify to receive disability benefits.
With so many claims initially denied, you may improve the chance of your application being approved by seeking help from an attorney. An attorney at Brent Adams & Associates can determine eligibility and then work with you on collecting all of the documentation that will be necessary to prove your disability.
With so much paperwork involved in the process and the importance of completing it in a timely manner, you should take advantage of the free consultation our law firm offers. Call a Social Security disability attorney in Dunn today at 800-849-5931 or 910-892-8177.