If you suffer from a physical or mental condition and are unable to work, you may be eligible to claim Social Security disability benefits in North Carolina. These benefits provide you with a monthly payment so you may pay expenses while getting treatment for or recovering from your health conditions.
Unfortunately, approximately two-thirds of Social Security disability claims are rejected initially. If this is happening to you, you may be required to file an appeal to have your claim reconsidered. To increase your chances of getting your claim accepted the first time, working with an SSD attorney in Dunn is recommended.
Social Security Disability Eligibility Requirements
In order to claim benefits for Social Security disability, you first must meet certain eligibility requirements. The first is having enough work credits to qualify for benefits. Work credits are based on your yearly wages or income. While the amount necessary for SSD credits changes each year, in 2012, you can earn one credit when you make $1,130 in wages or income. The maximum amount of credits you can earn in one year is four.
When you file a claim, the Social Security Administration will look at the number of work credits you have accumulated, as well as the age at which you became disabled. Most people need 40 credits -- 20 of which must be accumulated in the 10 years before you sustained a disability – for their claim to be accepted; however, younger individuals may be eligible with fewer credits.
The Social Security Administration defines disability as being unable to work. To determine if you meet their definition of disability, you will need to ask yourself the following questions:
- Are you unable to perform the work you did in the past?
- Are you unable to adjust to other types of work because of your medical condition?
- Has your disability lasted -- or will your disability last -- for at least one year or result in death?
If the answer to all of these questions is yes, you may be eligible to claim Social Security disability.
Claiming Social Security Disability
To claim Social Security disability, you will be required to complete an in-depth application, which includes your identification information, work history, and information about your medical condition that is preventing you from working. Please note that you can apply for benefits in person, over the phone, or online.
Before beginning the application process, it is important to take the time to gather any documentation that will support your claim. You can start by writing out a detailed description of your last (or current) job as well as your medical condition. In addition, ask your doctors for your medical records so you can submit them with your claim. If possible, ask your doctor for a letter stating that he or she thinks that you are disabled to strengthen your claim.
Once the claims process is underway, you may be asked to submit more documentation. If this is the case, be sure to provide the information as quickly as possible to avoid slowing the application process.
As noted earlier, a majority of SSD claims are denied. Please note that if this is the case, you have only 60 days to file an appeal. An attorney who is experienced with SSD can help you handle the appeals process.
Contact a Social Security Disability Attorney in Dunn, North Carolina
If you have sustained a disability that renders you unable to maintain employment, the last thing you want to do is jump through hoops to have your Social Security disability claim approved. By hiring an SSD attorney in Dunn, NC, you can be assured that your application will be completed correctly the first time and all of your medical documentation will be submitted. At Brent Adams & Associates, we are dedicated to helping clients through the SSD application process. For help with your claim, please call 1-910-892-8177 or 1-800-849-5931 today.