How much you will receive for your Social Security disability payment is dependent on a number of factors. Your benefits from the SSDI program are determined based on your average lifetime earnings covered under Social Security. It is important to point out that Workers' Compensation payments, a pension based on earnings or any other public disability benefits that are not covered under Social Security, may reduce the amount that you receive. It is best to get help with your benefits from a North Carolina Social Security disability attorney.
Average Social Security Disability Payment
The maximum amount of benefits a claimant who retired in the year 2012 at age 66 could receive would be $2,346, provided the worker had been employed and received earnings at the maximum taxable amount each year after age 21; however, the average amount is less than half of that, at about $1,064 per month.
Qualifying for Social Security Disability Insurance
In order to qualify for SSDI, you must be insured through the program. You must have worked and paid into the program for at least 5 of the past 10 years. A small percentage is taken from payroll and supplements the SSDI program. Should you become disabled before you turn 31, then you can qualify with less than 5 years of work.
For instance, if you are disabled at age 24, you can qualify with only 6 work credits. If you are disabled at age 29, you can qualify with 16 work credits. A credit is earned for each yearly quarter that you are employed.
If you have worked and are now disabled and unable to work, reach out to a North Carolina Social Security disability attorney who can help you file your claim or handle your appeal so that you can get the benefits that you are entitled to. Contact the law offices of Brent Adams & Associates to schedule a free consultation – 1-800-849-5931.
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