Will My Monthly Premium Increase?

Yes, your premiums are likely to increase. People who do not purchase insurance through the exchange or directly with insurers are likely to see an increase of 10 percent within the next few years, CBO estimates. The Charlotte Observer explains this is because healthier people are less likely to buy insurance since there is no longer a penalty fee. Also because of higher premiums, this will cause the younger, healthier people to refrain from purchasing insurance.