What is the difference between SSDI and SSI for someone in North Carolina?

There are several differences between Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). For individuals in North Carolina, meet with an attorney to learn which types of benefits you may qualify to receive. Until a formal consultation, here is a brief overview of how these benefits differ:

One of the differences between SSDI and SSI pertains to eligibility. SSDI qualifications are based on a blind or disabled individual paying into Social Security taxes. 

With SSI, eligibility is based on: 

  • limited income
  • resources
  • citizenship
  • U.S. residency

Benefit payments are also different. With SSDI, payments are based on Social Security earnings. With SSI, payments are based on need in addition to other factors. A maximum federal benefit rate also applies to SSI. 

When it comes to medical coverage, with SSDI an individual will automatically receive Medicare after two years of receiving disability benefits. With SSI, eligibility for Medicaid is generally automatic; however, there may be exceptions. 

No matter what type of benefits you apply for, it may be in your best interest to talk with a disability attorney first. Not only can an attorey help determine eligibility for various benefits, they can also assist you throughout the entire claim process. 

Find a Disability Lawyer in Raleigh or Cary

Social Security benefits can be available for a variety of circumstances. However, the process of obtaining them can be lengthy and complicated. Preparation and planning can help simplify administration and prevent delays. Reserve a spot on our calendar to meet with a disability lawyer and be proactive with your planning: 1-800-849-5931 or complete this form.