A public adjuster is a person you can hire to help resolve the issues you may be experiencing when solving a claim with your insurance company. However, they cannot represent you in court. Only an attorney can represent you in court.
According to bankrate.com, public adjuster "interprets the homeowner's policy, assesses the damage and how much it will cost to repair, and negotiates with the insurance company on behalf of the homeowner until the claim is settled."
People typically hire a public adjuster because they do not have time to handle their own insurance claim.
If you experienced losses in an accident incurring $10,000 or more worth of damage, you should consider hiring a public adjuster. Public adjusters are there to help you receive the proper amount of compensation you deserve when a claim is too big to handle alone. However, there is no guarantee that you will receive the exact amount of compensation you want. Public adjusters are not miracle workers, but they can help you if your claim is too much to tackle by yourself.
For more information about North Carolina Insurance Disputes, read our book.