Q Is there an age requirement to apply for Social Security disability benefits?
No, there is no age requirement when applying for Social Security disability benefits. However, you will need to meet other requirements for disability benefits such as those based on how long and how recently you have worked.
According to the Social Security Administration (SSA), of those who receive benefits under Social Security, 18.5 percent of beneficiaries are disabled workers and those who are dependant upon them. In addition, approximately 91 percent of workers between the ages of 21 and 64 years old can rely on receiving cash benefits should they suffer a prolonged, significant disability.
Work Credit Requirements to Apply for Social Security Disability Benefits
But there are strict requirements regarding the number of work credits earned. Every year you can earn up to four work credits. The number that you need is dependent on the age in which you became disabled.
If you were disabled before you turned 24, you must have six credits accumulated in the three years before your disability began.
If between the ages of 24 and 31 you became disabled, the requirement is that you’ve worked at least half the period between age 21 and the point that you became disabled. So if you were disabled at age 27, you must have worked at least three year of the past six years.
The following are the work credits required for those 31 and older:
- 31 – 42 (20 credits)
- 44 (22 credits)
- 46 (24 credits)
- 48 (26 credits)
- 50 (28 credits)
- 52 (30 credits)
- 54 (32 credits)
- 56 (34 credits)
- 58 (36 credits)
- 60 (38 credits)
- 62 or older (40 credits).
Social Security Disability Lawyers in Raleigh
The Social Security disability lawyers at Brent Adams & Associates, located in Raleigh, North Carolina, have seen cases where despite meeting qualifications, disability claimants have been denied. When applying for Social Security disability benefits, make sure you have proper documentation and the necessary work credits.