Q I live in Raleigh, what Social Security disability benefits are available to me?
Social Security disability benefits come in two forms and provide financial assistance to those who have been disabled to the point that they are no longer able to work to provide for themselves. If you're applying in North Carolina, it's best to seek the guidance of a Raleigh Social Security disability attorney to manage any issues that may arise that could deny your claim.
Social Security Disability Insurance (SSDI) is funded by the payroll tax. An individual’s eligibility, including how much he or she will receive, is determined based on how much and for how long the worker paid into Social Security. This means that you must have earned sufficient taxable credits to be “insured” by Social Security for disability purposes.
These benefits are payable to disabled workers, their dependents, widows and widowers, and adults who have been disabled since childhood.
Supplemental Security Income (SSI), on the other hand, is funded through general tax revenue, and the amount you are dispersed is not dependent on your work history. SSI is need-based, and in order to be eligible, you must be under or within the prescribed income and asset limit. Potential eligible recipients must be 65 or older, blind or disabled adults, or blind or disabled children.
In most states, including North Carolina, you are covered automatically by Medicaid if you receive SSI benefits. The amount of assistance you will receive is determined by the maximum federal benefit rate, in some instances this is supplemented by the state.
Contact a Raleigh Social Security Disability Attorney
Because allocations vary from one state to the other, it’s important that you speak with a Social Security lawyer who can give you the information relevant to where you live. Speak with a disability attorney today at Brent Adams & Associates.