Social Security Disability FAQs
Here, we’ve compiled and answered some of the most commonly asked questions that we receive about Social Security disability. See if your question is here so that you can get the answer that you need as soon as possible.
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Is there an age requirement to apply for Social Security disability benefits?
No, there is no age requirement when applying for Social Security disability benefits. However, you will need to meet other requirements for disability benefits such as those based on how long and how recently you have worked.
According to the Social Security Administration (SSA), of those who receive benefits under Social Security, 18.5 percent of beneficiaries are disabled workers and those who are dependant upon them. In addition, approximately 91 percent of workers between the ages of 21 and 64 years old can rely on receiving cash benefits should they suffer a prolonged, significant disability.
Work Credit Requirements to Apply for Social Security Disability Benefits
But there are strict requirements regarding the number of work credits earned. Every year you can earn up to four work credits. The number that you need is dependent on the age in which you became disabled.
If you were disabled before you turned 24, you must have six credits accumulated in the three years before your disability began.
If between the ages of 24 and 31 you became disabled, the requirement is that you’ve worked at least half the period between age 21 and the point that you became disabled. So if you were disabled at age 27, you must have worked at least three year of the past six years.
The following are the work credits required for those 31 and older:
- 31 – 42 (20 credits)
- 44 (22 credits)
- 46 (24 credits)
- 48 (26 credits)
- 50 (28 credits)
- 52 (30 credits)
- 54 (32 credits)
- 56 (34 credits)
- 58 (36 credits)
- 60 (38 credits)
- 62 or older (40 credits).
Social Security Disability Lawyers in Raleigh
The Social Security disability lawyers at Brent Adams & Associates, located in Raleigh, North Carolina, have seen cases where despite meeting qualifications, disability claimants have been denied. When applying for Social Security disability benefits, make sure you have proper documentation and the necessary work credits.
Can I collect SSI and Medicare benefits in Raleigh?
If you are unable to work because you are hurt, disability attorneys in Raleigh at Brent Adams & Associates can help you determine your eligibility for Medicare and Supplemental Security Income (SSI). Qualification for the former is dependent on age and may be available for disabled individuals, whereas qualification for the latter is dependent on income as well as disability and age. This can be an involved process, which is why working with an attorney who has experience in these matters is recommended.
Medicaid and SSI Eligibility
SSI is separate from Social Security Disability Insurance (SSDI). SSDI is based on your prior work history as well as disability; SSI is based on limited resources as well as disability and may be available for individuals older than 65. In North Carolina, those who are approved for SSI are automatically covered by Medicaid and do not have to apply separately for the two programs.
Medicaid is a program paid by the state and partially funded by the federal government to help low-income families and individuals pay for medical costs. This differs from Medicare, which is available to any individual older than 65, regardless of income and for some disabled individuals.
Once an individual receiving SSI turns 65, he or she may begin receiving Medicare coverage. In some cases, you may be eligible for both Medicaid and Medicare. The state may pay the premiums for Medicare if you receive SSI benefits and are eligible for Medicaid.
Work with Disability Attorneys in Raleigh
If you are like many people who are unable to work after being diagnosed with a serious disability, you need all the benefits you might be entitled to, such as SSI and Medicare, in order to pay for day-to-day living expenses. Fortunately, the disability attorneys at Brent Adams & Associates are dedicated to helping individuals navigate the application process to begin receiving benefits. For help with your application, please contact our law office today at 1-910-892-8177 or 1-800-849-5931 or request a free case evaluation.
I am only in my 20s. Last month I was injured in a Raleigh accident and now unable to work. Is there a minimum age to receive Social Security disability?
There is not a minimum age requirement to receive Social Security benefits, but you are required to have worked long and recently enough under Social Security to earn the necessary amount of work credits. Up to four work credits can be earned each year. Each year, the amount of earnings necessary to receive a credit increases as general levels go up. The amount was $1,260 in 2016. The total amount of work credits necessary to receive disability benefits is dependant upon age. In some cases for young workers, only six work credits (as little as 18 months) may be necessary. Learn about the exact number of credits required here. If you are not in possession of enough credits, you may still be able to qualify for benefits from Supplemental Security Income if you become disabled and your income and resources are limited.
What impairments are typically considered disabling conditions?
During your initial interview with your Raleigh Social Security disability lawyer you will discuss your health conditions to determine if they fit the Social Security Administration’s (SSA) definition of disability. The SSA established a list of disabling conditions that helps make decisions in the Social Security claim process.
The SSA defines disability as when a claimant:
- Is unable to do the work they did before they were disabled
- Cannot adjust to other work because of the disabling condition
- The condition has lasted or is expected to last for 12 months or result in death
There is an extensive list of conditions known as the Listing of Impairments that breaks down common physical and mental afflictions that may impair your work ability.
The conditions found on the Listing of Impairments include those that cause severe:
- Mobility issues
- Breathing difficulty
- Chronic pain
- Need for medical assistive devices
- Blindness or sensory impairment
- Mental or behavioral impairment
Along with the Listing of Impairments, there is also a list of Compassionate Allowances that include disabling conditions that are so severe that a claimant would obviously qualify for disability benefits. This may give claimants access to benefits more quickly. Many of these impairments are chronic illnesses or severe medical conditions that have been identified as severely disabling by the recommendations of professionals in the medical field.
To determine if you have a qualifying disabling condition it is best to first discuss your situation with a Social Security disability lawyer. After reviewing your medical and work history you can gain a better idea of how to file a Social Security claim for disability benefits.
When disabling conditions have you struggling to perform work (or as you will learn during the application process, work is referred to as 'substantial gainful activity') and you’re worried about your financial future, it may be time to consider filing a Social Security disability claim. Disability benefits may be available to you if your health condition prevents you from earning a substantial income, but the process for obtaining these benefits is not always easy and it is not immediate.
At Brent Adams & Associates we are proud to help clients with many types of legal cases where injury or disability is an issue. From car accidents to Veterans’ disability appeals, we help our clients seek the benefits and compensation they are entitled to when they become injured or disabled.
With offices in Dunn, Clinton, Cary, Raleigh and Fayetteville, we are honored to serve the residents of North Carolina with their legal needs. To schedule a complimentary consult with a Social Security disability lawyer, contact our case managers at 800-849-5931 or complete a case evaluation request.
What types of income are used to determine Supplemental Security Income eligibility?
If unsure about your Supplemental Security Income (SSI) eligibility, talk to a disability attorney in Raleigh who can explain the types of income used to determine whether you qualify for SSI. You may also need to seek legal counsel if you have other questions pertaining to eligibility or what to do if your claim is denied.
If you are disabled, blind, or at least 65 years old, you could qualify to receive SSI. However, you must also be able to show that you have limited income and resources.
Limited income includes earned income such as wages or earnings. It also includes unearned income that you receive in the form of benefits, such as Social Security, unemployment, pensions, etc.
Two other kinds of income are also considered: One is called in-kind income. This is food and/or shelter that you receive for free. The other is called deemed income; this comes from a spouse or parent, provided you live with either.
The reason your income is so important is because the more you earn, the lower your SSI benefit will be, in most cases. What’s more, if your income reaches a certain amount, it may be considered too high to qualify for SSI at all.
Certain types of income may not be counted for SSI, which can be discussed when an attorney evaluates your claim for benefits.
It’s important to get in touch with a North Carolina disability attorney if you have questions or concerns regarding SSI eligibility requirements. The longer you delay, the longer it could take to receive benefits if you're eligible. Our initial consult is always free and you can schedule one at 800-849-5931 or 910-892-8177. You can also request a case evaluation here.
How long must I be disabled before I can apply for Social Security disability in Raleigh?
There is no timeframe in which you must be disabled before you can apply for disability benefits. Our North Carolina Social Security Disability attorneys often meet with people who have the misconception they need to postpone their application for a set amount of time. Waiting to start the application process could significantly lengthen the time before benefits payments begin because our state, and the country, struggle with disability processing delays.
You can apply as soon as you stop working because of your mental or physical medical condition. However, in order to qualify, your condition must have already lasted or have an expectancy to last at least 12 months, or your condition must be expected to result in death.
This means that for that time period you must also be unable to work. All of this is determined by a physician, which is why it’s vital you keep copies of all your medical records. These will be used as evidence to support your claim of disability.
Working until you apply may actually harm your claim. However, you may establish that although you were working you were struggling to do so and unsuccessful in your attempt. For instance, this may be the case if your employer had to reduce your work hours or you were absent frequently because of the disability.
Obtaining disability benefits can sometimes be complicated because of the many disability requirements that must be met. The process might be much easier to navigate by consulting with a Social Security disability attorney. For help with your claim, contact us today to schedule your complimentary consultation – 800-849-5931 or 910-892-8177.
How long do I have to be legally disabled before I can receive Social Security disability?
As soon as you sustain an injury or find out about an illness, you can begin the Social Security disability claims process. Despite a common belief that you must be unable to work for six months to a year before becoming eligible for benefits, you don't have to wait a certain period of time after you are disabled before you can apply for Social Security Disability benefits.
To be eligible for SSD benefits, you must prove that your condition will render you unable to work for at least one year. To do this, you must provide complete medical documentation and explain the nature of your job. It often helps to have a Social Security Disability lawyer prepare and submit paperwork on your behalf to help ensure every important detail and deadline are satisified.
If it is clear that your condition will prevent you from working, your claim may be approved right away. If, however, your chances of recovery are unclear, you may be required to wait for a certain period of time to see if your conditions improve.
While you can apply for SSD at any time, you will be subject to a five-month waiting period before you can receive your benefits after your claim is approved. In many cases, this waiting period is necessary so the Social Security Administration can determine your retroactive payments. This is another reason why applying right away can help reduce what will likely be a lengthy application process.
If you are unable to work because of a medical condition, one of our North Carolina Social Security disability lawyers can help you file a claim. One of the attorneys at Brent Adams & Associates is board-certified in Social Security Disability Benefits. This is an accreditation less than 50 attorneys in North Carolina have been given. Please call 910-892-8177 or 800-849-5931, or you can request a consult here.
What are the requirements for Supplemental Security Income?
There are several requirements to obtain Supplemental Security Income (SSI). The basic requirements are that an individual must be 65 and older, disabled or blind.
“Disabled” is defined as a mental or physical impairment that:
- prevents one from engaging in substantial gainful activity
- has lasted or is expected to last for 12 consecutive months; and/or
- is expected to result in death
Blind means a visual impairment where an individual has central visual acuity of 20/200 or less in their better eye, even with a correcting lens. Alternatively, there could be a visual field limitation in the better eye.
In addition, there must be limited income and resources to meet the requirements for Supplemental Security Income.
Income can be considered:
- money from certain types of other sources
- free food
Resources are things an individual owns, including:
- life insurance
- bank accounts
- other items that could be converted to cash, used to help pay for food and shelter
Contact a North Carolina Disability Attorney
Of course, there are other requirements that must be met, including residency and citizenship. The best way to learn if you are eligible is to consult with a disability attorney. Our disability attorneys can help with an application or explain options in the event an application was denied.
The team of disability attorneys at Brent Adams & Associates serves residents across North Carolina from offices in Dunn, Fayetteville, Raleigh, Cary, and Clinton. If you would like to learn more about your rights to disability or other benefits, contact us to schedule a no-cost consultation -1-800-849-5931 or 910-892-8177.
Who decides if I am eligible for Social Security disability in Raleigh?
Social Security disability decisions are made by the Social Security Administration (SSA). A claim’s representative at your local SSA office will help in deciding if you qualify for benefits. They are responsible for determining if you meet the non-medical requirements, pertaining to your work and earnings.
From there your, claim will be forwarded to the state agency, Disability Determination Services (DDS). A disability determination specialist will be assigned to your case.
This person will take care of obtaining the medical records and other documentation necessary related to your medical condition. They may also schedule you for additional testing or medical examinations, paid for by the state.
Once a decision is made, it is then sent back to your local SSA office. Sometimes, it will be sent to a regional quality assurance, which helps in making sure the decisions being made are correct.
If your claim is denied, you will receive a letter explaining why. If your claim is approved, you will receive a letter about your benefits. If you would like help with filing your initial application or appealing a claim that has been denied, contact a disability lawyer in Raleigh.
Waiting for Social Security Disability Claim Approval
The entire disability application process can take several months or even years. Of course, if your claim is denied and you decide to appeal, there will be others involved in the decision-making process and this requires even more time.
The team of disability lawyers at Brent Adams & Associates may be able to help your initial application or appealing a claim that has been denied. We serve residents in Dunn, Fayetteville, Raleigh and other locations throughout North Carolina. If you have questions regarding your right to Social Security disability insurance or Supplemental Security income, contact us for a no-cost consultation. Call us today at 800-849-5931.
What is the difference between SSDI and SSI for someone in North Carolina?
There are several differences between Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). For individuals in North Carolina, meet with an attorney to learn which types of benefits you may qualify to receive. Until a formal consultation, here is a brief overview of how these benefits differ:
One of the differences between SSDI and SSI pertains to eligibility. SSDI qualifications are based on a blind or disabled individual paying into Social Security taxes.
With SSI, eligibility is based on:
- limited income
- U.S. residency
Benefit payments are also different. With SSDI, payments are based on Social Security earnings. With SSI, payments are based on need in addition to other factors. A maximum federal benefit rate also applies to SSI.
When it comes to medical coverage, with SSDI an individual will automatically receive Medicare after two years of receiving disability benefits. With SSI, eligibility for Medicaid is generally automatic; however, there may be exceptions.
No matter what type of benefits you apply for, it may be in your best interest to talk with a disability attorney first. Not only can an attorey help determine eligibility for various benefits, they can also assist you throughout the entire claim process.
Find a Disability Lawyer in Raleigh or Cary
Social Security benefits can be available for a variety of circumstances. However, the process of obtaining them can be lengthy and complicated. Preparation and planning can help simplify administration and prevent delays. Reserve a spot on our calendar to meet with a disability lawyer and be proactive with your planning: 1-800-849-5931 or complete this form.
Can a person suffering from migraines get Social Security disability benefits?
Social Security disability may be available to those who experience chronic migraines, but may not be available for those who suffer from them occasionally. The best way to learn if you may be eligible is to consult with a Social Security disability lawyer.
Migraine sufferers understand how debilitating they can be. To qualify for disability, you will need to show that you are unable to work and that your condition has lasted for 12 months or more, or is expected to last for such a time. If you are experiencing migraines on a daily basis, for several hours at a time, and it is significantly affecting your ability to function, you may qualify.
There must be severe limitations in performing basic activities. This means that walking and moving normally, concentration, following orders and other such tasks are difficult. Even then, it must also be shown that previous work you have done or new work that could be performed is not possible.
This will require adequate evidence, such as any notes from the doctor concerning the frequency and severity of your migraines. If tests were run to rule out other conditions, those results could also be submitted as evidence.
A list of the medications you have been prescribed and the effect they have had may be used as evidence. Any documentation related to your migraines could be helpful.
Contacting a North Carolina Social Security Disability Attorney
Migraines can significantly reduce an individual’s quality of life. If they have become disabling, you should consider filing for Social Security disability. The team of Social Security disability lawyers at Brent & Adams Associates serves residents in Dunn, Fayetteville, Raleigh, Cary, and Clinton. If you have questions or concerns regarding your right to Social Security disability, request a free case evaluation online or call 800-849-5931.
Who makes the decision that I am disabled enough to qualify for Social Security disability benefits?
One of the questions our Fayetteville Social Security disability attorneys often answer is who exactly makes the determination whether an applicant is disabled or not in order to qualify for Social Security disability? There is not one singular decision maker. There are multiple people involved and all of them need to be in agreement for you to win your benefits claim.
Medical evidence is critical to your Social Security disability claim. Without proof that you suffer from a medically evidenced disabling condition and the condition impairs you to the point where you are unable to perform substantial gainful activity, your claim may be delayed or denied.
Your doctor or other medical professional will be the provider of the medical evidence necessary to support the existence of your disabling condition.
For a disabling condition to be a “medically determinable impairment” your doctor must be able to provide clinical and laboratory evidence such as:
- disability statements
- lab results
With this evidence, you may file your Social Security disability claim and place the decision in the hands of your local Social Security office or North Carolina state disability determination services. If all of your claim evidence and documentation are in order, your application should be approved without needing court intervention.
In a case where your disability determination is denied or questionable, a Fayetteville Social Security disability attorney may be necessary to help you fight for your benefits.
Get Help with Your Social Security Disability Benefits Claim
At Brent Adams & Associates our team of Social Security disability attorneys and personal injury attorneys have the experience to help clients with many types of legal cases where injury or disability is an issue. Our office has a Social Security Disability Specialist on staff, one of only 41 in the state of North Carolina. Contact us to schedule a case review.
What are the work requirements to get Social Security for a permanent disability?
There are work requirements in addition to medical requirements that must be met in order for an individual to be eligible for Social Security disability.
Qualifying for disability benefits goes beyond the medical condition you suffer from. You will need to establish that your ability to work is significantly impacted. For instance, your condition must be severe enough that it prevented you from working in your previous job for at least a year or you must show that you will not be able to continue working for at least a year because of your impairment.
There is a certain amount of time that you must have been working and paying Social Security to qualify. This credit amount varies, so it is best to speak with a Social Security disability lawyer about current figures. In addition, your work history will also help to establish the amount of your benefits if you do qualify.
If you believe that you meet the work and medical requirements, then you should start your application for disability benefits as soon as possible. The process is long. Filing immediately (and properly) can help avoid additional avoidable delays.
Brent Adams & Associates serves North Carolina residents from offices in Dunn, Fayetteville, Clinton, Raleigh, and Cary. Less than 50 attorneys in North Carolina are board-certified specialists in disability benefits and our firm is proud to have one of these attorneys.
I live in Dunn, North Carolina. Are Social Security benefits taxable income?
Yes, Social Security benefits may be taxable income depending on your tax situation. You may have taxable Social Security disability benefits if you claim other income on your tax return or if your spouse earns a substantial amount of income. If Social Security was your only income for the year, you may have no tax liability. A Dunn Social Security disability attorney can help you determine how much money you should set aside to pay for taxes.
If you file your taxes as an individual and earned between $25,000 and $34,000, you may have to pay taxes on 50% of your benefits.* If your income exceeds $34,000, up to 85% of your Social Security benefits may be taxable income. If you are married and file separately, you may also have to pay taxes.
The IRS forms 1040 and 1040A can help you calculate your modified adjusted gross income. Your Social Security Benefit Statement, SSA Form 1099, will help you determine how much of your benefits are taxable. If your modified adjusted gross income meets or exceeds the base amounts, a portion of your income may be taxable Social Security disability benefits. The base amount for individuals is $25,000, and the base amount for married couples is $32,000.
Contact a Dunn Social Security Disability Attorney
If you have questions about whether or not you have taxable Social Security disability benefits, contact Dunn Social Security disability attorney Brent Adams. He has 30 years of experience helping clients. If you need help understanding the tax ramifications of your Social Security benefits, schedule a free consultation by completing the form at the prior link or calling 800.849.5931.
*Keep in mind all figures included here were active at the time of this writing. Tax requirements change over time and individuals should consult an attorney with experience in tax applied to disability benefits.
I live in Dunn, North Carolina. Who is eligible for Social Security Disability benefits?
Eligibility will depend on a few factors. If you believe you were wrongfully denied benefits, an attorney may be able to help.
One of the determinations of eligibility for Social Security disability is how long your medical condition has lasted or is expected to last. It must equal to at least 12 consecutive months.
Eligibility is also based upon if your condition meets the SSA definition of disability. In general, it means you are completely disabled. If your disability is short-term or partial, you will not qualify.
It is also based on your inability to work, in that you are unable to perform the work you previously did. In addition, it must be determined that you cannot perform other types of work because of your medical condition.
You never know when disability may prevent you from working. The Social Security Administration (SSA) indicates that 3 out of every 10 working individuals in the U.S. can expect to become disabled before reaching the age of retirement. If you need to apply for Social Security disability benefits, you should seek the help of a Social Security attorney in Dunn.
Since most initial claims for disability are denied, it may be in your best interest to secure help from the start with a Social Security disability attorney. An attorney can also help if you plan on appealing a claim that has been denied.
A Social Security disability attorney at Brent & Adams Associates serves individuals throughout North Carolina. If you have questions or concerns regarding your right to Social Security disability, call us for a no-cost consultation. Contact us today – 1-800-849-5931.
Can I work and collect Social Security disability in North Carolina?
You may work while collecting Social Security disability payments, but there are some restrictions imposed by the Social Security Administration that limit how much you are able to earn without jeopardizing your benefits. Once you begin working, it is possible that your benefits will be affected, but there are certain provisions built in to the SSDI system that make it possible for you to work while collecting benefits. A North Carolina Social Security disability attorney can help you through this process.
Known as the “ticket to work” program, the SSA encourages disabled workers collecting benefits to return to work by offering incentives and limiting obstacles. For instance, you may keep all of your benefits, including your Medicare or Medicaid health coverage, while you are working during what is known as a “trial work period.”
If you will be working, you must notify the SSA. You must still meet the definition of disability under which your benefits were approved. You can earn as much as you want, and you are permitted to work for up to 9 months in any given 60-month period. Any month in which you make more than $720 after work-related expenses counts towards your trial period.
Once those 9 months have elapsed, you still may work for up to 36 months and receive your benefits, provided that your earnings do not exceed $1,010 per month after work-related expenses. As long as you earn less than that during the 36-month period, you will still receive your full benefits.
If you have been denied Social Security disability in North Carolina, an attorney from the law offices of Brent Adams & Associates may be able to help. Contact our offices to schedule a free initial consultation 800.910.5879.
(Keep in mind these figures may adjust over time and you should consult with an attorney to learn current rates.)
How can I get Social Security disability in North Carolina?
In order to qualify for Social Security disability, you will need to fill out a claims application. These applications may be accessed online or by contacting the Social Security Administration either by telephone, mail, or in person. A North Carolina Social Security disability lawyer may be able to assist you through the process if difficulties arise.
Social Security Disability Claims Application
The application is designed to gather as much information about your medical condition as possible so that your disability can be determined. Be prepared to describe your impairment in detail, particularly as it relates to your ability to perform work-related activities.
It may also be beneficial for you to gather all of your treating medical team’s information, including names, contact numbers, tests, treatments and related dates to provide to the Social Security Administration. Representatives usually try to have their questions answered by speaking with the medical professional you have been working with.
If need be, representatives of the Social Security Administration will ask you to perform a consultative examination, which is financially covered by Social Security.
Key Factors in Qualifying
Anyone interested in disability benefits needs to meet Social Security’s defined requirements for total disability, which is based on your capability to work. Additionally, a claimant for disability must have been employed in jobs covered by Social Security, and earned enough work credits to qualify, which usually amounts to 40, with 20 earned in the last 10 years before you became disabled.
Finding Help with a North Carolina Social Security Disability Lawyer
If you have already applied and your claim has been denied, talk to a lawyer qualified in dealing with the Social Security Administration. Brent Adams & Associates has represented North Carolina individuals for more than 40 years, helping them get the disability benefits they deserve. Also, less than 50 attorneys in North Carolina are Board Certified Social Security Benefit Specialist Attorneys. We have one of these specialists at our firm available to meet for an initial consultation at no cost to you.
How do I apply for Social Security Disability in North Carolina?
There is not just one way to apply for Social Security Disability in North Carolina. You can apply in person, by phone, or online via the Social Security Administration website. You will have to submit the application as well as a medical report, complete with supporting records. Individuals who are intimidated by the process or who have unique circumstances can applying for Social Security Disability under the legal counsel of a North Carolina Social Security Disability attorney.
Why would you need a lawyer's help? There is a lot to include in your application and medical report, such as:
- Medical treatment information (Includes hospitals, doctors, patient ID numbers, dates of treatment, medical tests, prescriptions, and workers’ compensation claim information if applicable.)
- Work history (A list up to 5 jobs that you have had in the 15 years leading up to your disability.)
- Name and contact information of someone who knows your condition and can assist with your claim.
- Dates of marriages and divorces.
- Names and birth dates of your spouse and children.
- Government documents (DD214 for veterans, IRS W-2s, etc.)
- Checking account information (Including routing numbers.)
It is common to have your initial application for Social Security Disability benefits denied. When this happens, an attorney can help you file a request for reconsideration immediately.
When further appeals are needed, an attorney can represent you at an informal hearing with an administrative law judge and do what it takes to get the benefits you deserve by law.
I live in Raleigh, what Social Security disability benefits are available to me?
Social Security disability benefits come in two forms and provide financial assistance to those who have been disabled to the point that they are no longer able to work to provide for themselves. If you're applying in North Carolina, it's best to seek the guidance of a Raleigh Social Security disability attorney to manage any issues that may arise that could deny your claim.
Social Security Disability Insurance (SSDI) is funded by the payroll tax. An individual’s eligibility, including how much he or she will receive, is determined based on how much and for how long the worker paid into Social Security. This means that you must have earned sufficient taxable credits to be “insured” by Social Security for disability purposes.
These benefits are payable to disabled workers, their dependents, widows and widowers, and adults who have been disabled since childhood.
Supplemental Security Income (SSI), on the other hand, is funded through general tax revenue, and the amount you are dispersed is not dependent on your work history. SSI is need-based, and in order to be eligible, you must be under or within the prescribed income and asset limit. Potential eligible recipients must be 65 or older, blind or disabled adults, or blind or disabled children.
In most states, including North Carolina, you are covered automatically by Medicaid if you receive SSI benefits. The amount of assistance you will receive is determined by the maximum federal benefit rate, in some instances this is supplemented by the state.
Contact a Raleigh Social Security Disability Attorney
Because allocations vary from one state to the other, it’s important that you speak with a Social Security lawyer who can give you the information relevant to where you live. Speak with a disability attorney today at Brent Adams & Associates.