Q. What is the difference between Social Security disability and SSI disability?
A. There are two major programs providing benefits to those who suffer from disabilities that the Social Security Administration is responsible for.
The first is Social Security disability. Benefits from Social Security disability are paid using the Social Security Trust Fund and are financed with Social Security taxes on earnings paid by workers, employers, and the self-employed. A person is required to work and earn credits by paying Social Security taxes on his or her earnings in order to be eligible to receive Social Security disability.
The second program is Supplemental Security Income (SSI). Payments from SSI are based upon the financial needs of the claimant. General revenues provide the finances for SSI. Applicants are required to have limited income and resources in addition to being aged, blind, or disabled in order to be eligible for SSI.