National Guard & Reserve Retirement Benefit Qualification

National Guard and Reserve retirement benefits are available to qualifying service members. One of the many benefits of the military is that even after serving this country, retired servicemembers may continue to receive monthly payments for additional financial security.

Definition of Qualifying Service

At least 20 years of qualifying service must have been performed to be eligible for retirement benefits. A year of qualifying service means that a minimum of 50 retirement points were earned during that year. Points may be earned for active duty service and inactive duty training.

A maximum of 365 active duty points may be earned each year, i.e. one per day (maximum 366 points in leap years).

A maximum of 60 inactive points may be earned per year for a retirement year ending before September 23, 1996. Up to 75 points may be earned for inactive duty training for retirement years ending September 23, 1996 to October 29, 2000.

A maximum 90 inactive points may be earned for retirement years ending October 30, 2000 to January 28, 2008. And finally, up to 130 inactive points may be earned for retirement years ending January 28, 2008 and beyond.

Age Requirement for National Guard & Reserve Retirement Benefits

Generally, retirement benefits for guardsmen and reservists veterans may be collected once the servicemember reaches the age of 60.

However, those who serve on active duty after January 28, 2008 may move the retirement benefits start date three months earlier for every 90 consecutive days spent on active duty. You must still accumulate 20 qualifying years of service, though.

So if you were to serve a year on active duty (roughly 360 days), you may move the date you are eligible to receive retirement benefits up by a year.

This is just one of the benefits of serving in the military. More VA benefits could also be available, to qualifying guardsmen and reservists in addition to these National Guard and Reserve retirement benefits.

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