Six vehicles were involved in a Raleigh car crash caused by firefighter Shannon Haeck. Haeck was speeding in North Raleigh when she hit six parked cars.
While driving into her apartment complex around three in the morning, Haeck lost control of her Jeep. Police arrested her, found her blood alcohol content was above the legal limit, and charged her with Driving While Intoxicated.
The owners of the six damaged vehicles are all entitled to compensation through Haeck’s insurance policy. What if Haeck’s insurance policy is exhausted since it has to cover damage to six separate vehicles? What if the driver who caused the accident doesn’t have insurance? The damaged vehicle owners can draw on their uninsured/underinsured motorist insurance (UM/UMI) coverage under their own policies.
Your UM/UMI coverage kicks in whenever you’re involved in an accident where the negligent party doesn’t have insurance, or if your damage was caused by a hit-and-run driver and you’re not able to pursue a claim with the negligent party. In Haeck’s case above, every one of the six vehicle owners can pursue compensation through her; if she doesn’t have enough—or any coverage—to pay for entitled repairs, the innocent car owners’ UM/UMI coverage will cover the difference.
If you’re in a complicated Raleigh car accident situation like the one above and are having trouble receiving the payout that you deserve for your damages and injuries, contact a NC car accident lawyer at Brent Adams & Associates. Car accident lawyers in Raleigh, Fayetteville and Dunn help innocent accident victims receive compensation no matter how complicated their accident case may be. Call 800.849.5931 for a free review of your NC accident injury claim.