Driving Without Insurance

Car accidents are reported to insurance companies and appear on your driving record. Sometimes a vehicle collides with another car that belongs to a police officer. Recently a driver, Kenneth Ray Boykin, swerved across the center lane and hit a Wilson, NC police car. The accident took place close to midnight. Officer Kolly Burritt was operating the police car and turned left to avoid the vehicle, but Boykin collided with the front passenger end. Both drivers suffered injuries that were not life-threatening.

Hitting a Cop Car

What caused Boykin to lose control of his vehicle and hit a patrol car? He was charged with driving while impaired. The consequences don't end there for Boykin. He was also operating a vehicle without insurance.

NC Uninsured Drivers

There are severe penalties for driving without auto insurance. Every state has different laws governing drivers who don't have insurance. If someone is caught driving without car insurance in NC they can face fines, suspension of their license, car impoundment and/or time in jail. Uninsured drivers are taking another risk: they are responsible for compensating others for injuries they have caused out of their own pocket.

Car Accident Lawyers Raleigh NC

The Insurance Research Council recently reported a link between increases in unemployment rates and increases in uninsured motorists. If you were injured in a car wreck and suffered because of another driver who operated their vehicle without insurance, you should be able to acquire coverage through your Underinsured/Uninsured Motorist's Insurance policy rider. A car accident attorney at Brent Adams & Associates can also explain options for suing the uninsured driver should your UMI not cover the cost of your incurred expenses.

 If you are not covered by at least the minimum required liability insurance ($30,000 per person, $60,000 per accident) and some is injured, you could lose your license until you pay the injured party in full for their damages up to the policy limits requirements.

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by car and motor insurance October 7, 2011 at 10:37 AM
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