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New Law for Moped Owners in NC Effective July 1, 2016


Posted on Jul 01, 2016

NC moped lawOver the past few years North Carolina lawmakers have discussed liability insurance requirements for moped owners, and now a law goes into effect today, July 1, 2016. One year ago moped owners were required to register their vehicles and display a valid license plate. Now the vehicles must carry liability insurance as noted under House Bill 148, which was signed by the governor on June 29, 2016. 

Moped owners must maintain liability insurance coverage with limits no less than $30,000/$60,000/$25,000. Failing to do so will result in revocation of the moped license plate.

Of course, our accident attorneys encourage all individuals to carry as much insurance as they can afford. Accidents are unpredictable and the varying severity of accidents could be costly. Although the state requires minimums, policy holders can inquire about additional coverage for peace of mind. For example, as of 2014 the average cost of an overnight hospital stay is $4,293, according to the International Federation of Health Plans. Considering medical costs, rehabilitation expenses, lost wages, and the potentially enormous financial payouts of a wrongful death claim, individuals should be prudent in selecting generous insurance coverage.

Another form of additional insurance coverage available in automotive liability policies is Med-Pay coverage. Learn about these benefits in the video above.

 

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