High Medical Malpractice Premiums Hit Some Specialists More Than Others
Obstetricians and gynecologists (OB/GYNs) collectively claim steep medical malpractice premiums — typically $200,000 a year for some licensed physicians, depending on the region(s) in which they practice. Some physicians consider leaving the field as a result of these high operating costs.
Insurance premiums that already costly would rise even higher if a doctor loses a malpractice case or is tried in court but wins. It is possible for insurance rates to double or triple in circumstances like these. In other cases, a physician with a “track record” of malpractice suits/claims against his or her practice could be considered a risk and be dropped by an insurance carrier.
OB/GYNs are not only responsible for the care they provide to a woman, they are also accountable for the child or children the woman carries. Should a breach in standard of care cause a birth injury, the effects could be permanent and alter the infant's entire future. Valuation of injury cases like these could incorporate several damages. In additional to medical treatments, corrective treatments, and prescriptions, life-long pain and suffering, loss of companionship, loss of income, and other losses could apply. It's easy to understand why successful malpractice claims of this nature would not be small. The settlement or award determined for a birth injury or infant death generally gets paid by the negligent physician's malpractice insurance company. A history of high payouts in this field prompts many malpractice insurance providers to boost premiums.
Malpractice risks are also present for women who receive non-maternity care from OB/GYNs. For instance, misdiagnosis, failure to diagnose, treatment errors, surgical mistakes, and other problems are possible.
If you believe an OB/GYN in North Carolina caused harm to you or someone you know, reach out to one of the Raleigh medical malpractice attorneys at our firm. We operate a handful of offices in the greater Triangle area. From here we serve the entire state. We can meet with you at one of our offices, in the privacy of your own home, or in the comfort of a hospital where one might be recovering. Our consultations are free of charge. Another free item: A book that malpractice attorney Brent Adams wrote that breaks down the misconceptions of medical malpractice cases. Order a complimentary copy through the form on the right side.