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Disability Insurance - ERISA Attorney

North Carolina Workers' Compensation

Medical Malpractice, Hospital Malpractice, Professional Negligence

North Carolina Workers' Compensation

Disability Insurance - ERISA Attorney

Disability Insurance: Do not buy it through your employer

Medical Malpractice, Hospital Malpractice, Professional Negligence

Frequently Asked Questions

Q: I am only in my 20s. Last month I received personal injuries in a vehicular accident and am now unable to work. Is there a certain age I must be to receive benefits from Social Security disability?

A: There is not a minimum age requirement, but you are required to have worked long and recently enough under Social Security to earn the necessary amount of work credits. Up to four work credits can be earned each year. Each year, the amount of earnings necessary to receive a credit increases as general levels go up. The amount is $1,050 in 2008. The total amount of work credits necessary to receive disability benefits is dependant upon age. In some cases for young workers, only six work credits (as little as 18 months) may be necessary. The exact number of credits necessary can be found at www.socialsecurity.gov/dibplan/dqualify3.htm. If you are not in possession of enough credits, you may still be able to qualify for benefits from Supplemental Security Income if you become disabled and your income and resources are limited.

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