When Will Disability Become Social Security?

Question: I am on total disablity at the age of 59. At what age will this turn over to Social Security? And why do I not get a yearly statement?

Answer: The quick answers to your question are age 66 and they don’t send an annual statement to those currently receiving benefits.

There are two trust funds from which Social Security benefits are paid: the Old Age and Survivors Insurance (OASI) trust fund and the Disability Insurance (DI) trust fund. When a person receiving disability benefits reaches full retirement age, the Social Security Administration will stop using the DI trust fund for that person’s payments and move them to the OASI trust fund. The amount of money is the same as it’s essentially a bookkeeping issue. Also, because you’ll then be receiving full retirement benefits, your disability will no longer be the basis for your entitlement. This means that you will no longer have periodic reevaluations to ensure that you are still disabled and there will be no more restrictions on earnings if you feel well enough to attempt working.

As for the Social Security statement, the SSA will send these out yearly to all Social Security number holders with earnings on their records from the time they reach age 25 until they begin receiving benefits. They will stop sending them after a person becomes entitled to receive benefits. Therefore, the reason why you are not receiving them is because you are currently receiving benefits.